Medicare Part A (Hospital Insurance)

What Is Part A (Hospital Insurance)?

Part A is hospital insurance that helps cover inpatient care in hospitals, skilled nursing facility (nursing homes), hospice (at home care for terminally sick), and home health care (people who are at home who may not be terminal just sick and confined to home).

How Much Does Part A Cost?

Most people don’t pay a Part A premium because they paid Medicare taxes while working (taxes paid out of your paycheck). This is called "premium-free Part A."

If you aren't eligible for premium-free Part A, you may be able to buy Part A (cheap) if you meet one of these conditions:

·         You're 65 or older, you're entitled to (or enrolling in) Part B, and you meet the citizenship or residency requirements.

·         You're under 65, disabled, and your premium-free Part A coverage ended because you returned to work. (If you’re under 65 and disabled, you can continue to get premium-free Part A for up to 8.5 years after you return to work.)

In most cases, if you choose to buy Part A, you must also have Part B and pay monthly premiums for both. If you have limited income and resources, your state may help you pay for Part A and/or Part B.

Thanks For Reading,

Terry Young
SRS Insurance group
Ph 1-877-222-UROK  (8765)


Posted 6:06 AM

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